• YNAB (or You Need A Budget) has long been my favorite budgeting app. It helped us buy and move into a house without putting a single dollar on a credit card. It’s changed a lot through the years, and I still miss the “red arrow”, but hands down it’s probably the best budgeting app out there.
• YouTube Premium - If I had to get rid of all our streaming services but one, YouTube Premium is the one I would keep. I watch so much informative content that I learn from that if I had to put up with ad’s I would just be so annoyed. Worth. Every. Penny.